Penn Financial | Mortgages

A mortgage is a special type of loan, usually from a bank or building society that is then used to purchase a property. The mortgage is secured against your property until you have paid it off in full. This means the lender could repossess your home if you fail to repay it.

You then repay the loan amount you borrowed over a longer-term and at an affordable rate together with interest being the profit the lender makes from having loaned you that money.

There are many circumstances as to why you would want a mortgage, the main ones are:

First Time Buyer (FTB)

Home Mover Mortgage


Shared Ownership Mortgage

Buy To Let Mortgage (BTL)

Equity Release Mortgage

Second Charge Mortgage

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The information provided in this article is not intended to constitute professional advice and you should take full and comprehensive legal, accountancy or financial advice as appropriate on your individual circumstances by a fully qualified Solicitor, Accountant or Financial Advisor/Mortgage Broker before you embark on any course of action.

For more information, please contact our advisors today.

Penn Financial

0333 34 44 34 8

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